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Buying a Home in the Woodlands, Texas

Buying a home can be quite a journey. Without the right real estate team, this process can quickly become confusing and overwhelming, especially for first-timers. Cindy Zarco & Jay Schulz of Zarco Properties is here to make your home buying experience a good one. We take many actions to help ensure a successful, worry-free purchase, and this starts with educating you about each step of the process, so you can fully understand what is happening and know what to expect. If you are interested in buying a home in The Woodlands, Texas area, we are here to be your guides, assisting you as you tour properties, make an offer, and close the sale. Please reach out to us today for more information!

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The Buying Process

If you’re new to real estate transactions, the buying process can be daunting. But our team is here to put your mind at ease and make buying a home smooth and simple. With many years of experience and extensive knowledge of real estate in The Woodlands, Texas, Cindy Zarco & Jay Schulz of Zarco Properties is the team to make your home purchase a success.

Steps in the Buying Process

We’ll help you through each of the following steps in the buying process:

Pre-Qualification or Pre-Approval

Before you start looking at homes to make an offer on, it’s a good idea to go through a pre-qualification or pre-approval process with your lender. This will make the process easier, as you’ll know exactly what loan amount you’ll qualify for and won’t waste time considering homes you can’t afford. Pre-approval can also make your offer more competitive as the sellers will know your financing is secured.

Making an Offer

Once you find a property you want to purchase, you will need to discuss with your realtor what amount you are willing to pay. It's essential to consider the competition level for the home, which your realtor can help you with using their knowledge of the market and neighborhood. The higher the competition, the higher your offer should be, and you may even need to exceed the asking price. Your realtor will help you draft a written offer to present to the listing agent. At this time, you should be prepared to put down an earnest money deposit to communicate your intention to buy the home.

Under Contract

Once you make your offer, the listing agent will take it to the seller, who will accept it, reject it, or propose a counteroffer. This is the time when we can negotiate the terms of the contract if necessary. Once the seller accepts an offer or you accept their counteroffer, you enter into a legal contract. The home will be considered “under contract” from this point on until the sale is finalized and closed.

Home Inspection

Before the closing of the sale, we highly recommend a professional home inspection. This process will allow a professional to check all the major components of the home, including plumbing, electrical, HVAC, appliances, roof, and foundation. The inspection is meant to identify any significant problems that require repair, so that you aren’t left with huge repair costs in your first months of homeownership. In some cases, you can use the information from the inspection to negotiate with the seller to fix these items before the purchase is finalized. A home inspection is a crucial part of the buying process, as it helps you make a wise investment.

Real Estate Closing

The real estate closing is the final step of the process. This is an appointment where you and your realtor meet with the seller, their realtor, a representative from the lender, and a representative of the title company to finalize the sale. During this time, you will sign all the necessary paperwork, and the property title will be transferred to you, making the sale complete.

Contact Our Team for Buying Assistance

If you’re ready to buy a home in The Woodlands, Texas, we are here to help you. Cindy Zarco & Jay Schulz of Zarco Properties has extensive experience in the real estate business and can ensure you have a good buying experience, whether you’re purchasing your first home or your third. Please reach out to us today to get started!

Contact Us Today!